Humm is a retail instalment payment plan facility! In simple terms, it’s an easy alternative to paying with cash or credit card for goods online or in our store.

€80 - €499

Pay bi-weeky or monthly. No interest, ever.

€500 - €999

Pay over 6 – 12 months

€1,000 - €10,000

Pay over 12-36 months

Rates and terms are flexible depending on the amount you need.

To be eligible for humm you must meet the following criteria:

  • Be at least 18 years of age
  • Provide proof of PPS number & address
  • Be an Irish citizen or permanent resident of Ireland
  • Earn a minimum taxable income of €1,000 per month
  • Have a current credit/debit card and a photo ID
  • Have a good credit history

  • Click ‘Apply Now’ & enter in the amount you would like to borrow
  • Enter in your personal details & upload relevant documents

  • Once approved, visit our website and add your desired items to the cart

  • At checkout, choose ‘Humm’ as your method of payment

Yes, It’s that easy!

Yes! You can shop across our whole store.

Your approval is valid for 90 days from the time you receive your approval confirmation. Your account(s) must be in good standing to use the credit approval and you must also have a satisfactory payment record throughout the contract or this credit approval may be removed within the 90 day period.

The first payment on our no interest / no fees products is 14 days from the date of purchase for fortnightly contracts and 31 days for monthly contracts.

For our other loans products you can choose your first payment date within 31 days of the purchase date (best to choose a date around expected income as the payment date may not be changeable in the future).

Yes – you can pay any humm loan off early without penalty. Manual payments can be processed through your humm customer portal. The funds will be applied to your humm account the following day.

Yes! If you have not fully submitted your application for assessment, you can resume and complete the application through the Humm website, provided you have received a Resume Code. This code appears in the Privacy email you would have received when you requested your Consent Code.

To resume your application, follow this link.

You’ll need to click “Resume an existing application” and enter your Resume Code.

Please note, if your application has already been submitted for assessment, it can’t be resumed. If you need to submit additional documents, simply reply to the email you’ve received from humm, or send the relevant documents to with your full name in the subject line.

For any other questions, please visit Humms Website or call us on (025) 31833